---
title: Download the March 2021 RCH Retirement Savings Portability Study
description: Download the RCH study that assesses the ongoing impact of a program of retirement savings portability at a mega 401(k) plan sponsor
---

[![Retirement ClearingHouse](https://info.rch1.com/hubfs/Retirement%20Clearinghouse%20December2017/Images/logo%20(1).png)](https://rch1.com/)

## Search Our Site



Close

# Download the RCH study examining the ongoing impact of a program of retirement savings portability

### A March 2021 Retirement Clearinghouse (RCH) study  examines the ongoing impact of a program of retirement savings portability at a mega 401(k) plan sponsor, and finds persistent benefits, including significant and measurable impacts on participants' financial wellness.

This research picks up where the March 2013 Boston Research Group case study left off, examining the long-term impact of a program of retirement savings portability.  The study examines over 700,000 terminated participant decisions over an 8-year period, from 2013-2020.

Key findings of the study:

- Reductions in cashouts, which were halved in the original 2013 study, have been persistent, and even improved.
- Further cashout reductions were observed for participants with lower balances and for participants ages 21-40.
- Levels of account consolidation both into and out of the plan have increased.
- Through cashout reductions and consolidation, participants have realized significant, measurable benefits, positively impacting their financial wellness.

Complete the form below to get your free copy. 

### Resource Download

Individuals should consult their tax advisers or legal counsel for advice and information concerning their particular situation. Retirement Clearinghouse does not give legal, investment, or tax advice. IRA account fees and product information provided by Retirement Clearinghouse, LLC is subject to change without notice at the discretion of the IRA Provider. RCH Shareholder Services is a wholly owned subsidiary of Retirement Clearinghouse, LLC and a registered transfer agent with the U.S. Securities and Exchange Commission.

© 2026 Retirement Clearinghouse, LLC. This site is directed at, and made available to, persons in the U.S. and Puerto Rico.  
[Privacy Policy](https://rch1.com/privacy-policy)  /  [Sitemap](https://rch1.com/sitemap)