---
title: BRT Portability Survey Results Executive Summary
description: Download the Ground-Breaking Boston Research Technologies Portability Survey Results White Paper
---

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# Download the Boston Research Technologies Mobile Workforce Survey Executive Summary

## Manual Portability and the Mobile Workforce

### New Retirement Research Shows Byzantine Process Leads to Harmful Behaviors

 A groundbreaking research study finds that retirement plan participants are overwhelmingly receptive to using their 401(k) plans as their primary retirement accounts during their working years—particularly Millennials and Generation-Xers—but they find the roll-in process confusing, difficult to decipher and time-consuming. Among a host of new insights, key findings include:

- A majority of retirement plan cash-outs are unnecessary—a product of convenience rather than need.
- A large majority of separated participants intend to move their accounts from their former employers’ plans.
- A significant percentage of respondents rate employer-sponsored roll-in services as an excellent benefit.

The survey further presents specific recommendations for plan design, including a multi-pronged approach to dampen cash outs and to dramatically improve plan portability. 

Complete the form below to get your free copy. 

### Resource Download

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