Download the Saver's Match Simulation (SMS) Research Report

Retirement Clearinghouse (RCH) has developed and released the detailed findings of the Saver's Match Simulation (SMS), documented in this informative research report

The Saver’s Match Simulation (SMS), developed by Retirement Clearinghouse (RCH), models the anticipated operation of the federal Saver’s Match Program over a ten‑year period (2027–2036), simulating millions of annual matching contributions. Using a discrete‑event simulation framework, the model evaluates how a specific solutions framework – paired with alternative taxpayer claiming behavior and industry market‑hub adoption assumptions – influence the successful delivery of federal matching contributions to qualified retirement accounts.