---
title: Download the Saver's Match Simulation Research Report
description: Download the April 2026 Saver's Match Simulation Research Report.
---

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# Download the Saver's Match Simulation (SMS) Research Report

### Retirement Clearinghouse (RCH) has developed and released the detailed findings of the Saver's Match Simulation (SMS), documented in this informative research report

The Saver’s Match Simulation (SMS), developed by Retirement Clearinghouse (RCH), models the anticipated operation of the federal Saver’s Match Program over a ten‑year period (2027–2036), simulating millions of annual matching contributions. Using a discrete‑event simulation framework, the model evaluates how a specific solutions framework – paired with alternative taxpayer claiming behavior and industry market‑hub adoption assumptions – influence the successful delivery of federal matching contributions to qualified retirement accounts.

### Resource Download

Individuals should consult their tax advisers or legal counsel for advice and information concerning their particular situation. Retirement Clearinghouse does not give legal, investment, or tax advice. IRA account fees and product information provided by Retirement Clearinghouse, LLC is subject to change without notice at the discretion of the IRA Provider. RCH Shareholder Services is a wholly owned subsidiary of Retirement Clearinghouse, LLC and a registered transfer agent with the U.S. Securities and Exchange Commission.

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