Download The Whitepaper -- Building Out Clearinghouse Services for the U.S. Retirement System: A Blueprint for a Digital Infrastructure

RCH whitepaper presents comprehensive framework for modernizing America’s fragmented retirement ecosystem

This landmark whitepaper details how a neutral, digital clearinghouse – modeled on the proven Auto Portability Network – can systematically reduce cash outs, shrink the number of stranded and inactive accounts, and enable seamless interoperability across recordkeepers, custodians, IRAs, and government programs. The paper outlines the architecture, governance, and operational foundations for four major network services: the Auto Portability Network, Saver’s Match Network, Auto Locate Network, and Digital Rollover Network.

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