Auto Portability can help to address the African-American retirement crisis by automatically moving small-balance retirement savings forward. 

This Issue Analysis examines the headwinds faced by the African-American community in securing a comfortable & timely retirement, and focuses on the potential benefits that Auto Portability can deliver in incubating and preserviing their retirement savings by automatically moving small-balance retirement savings forward, at job change.  Auto Portability works directly to preserve savings by reducing cashouts, and indirectly by promoting more adoption of automatic enrollment, a plan feature that delivers a significant benefit to African-Americans.

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